Alumni & Residents
UVA Institutional Loans
Our institutional loan servicer (for the need-based UVA loans, such as the Lawson and Stribling loans) is Heartland, ECSI. May graduates will receive a bill in late November.
You must make payments during residency.
If you do not sign up for forbearance, you will be billed for the standard 10-year payment. To pay interest only during residency, you MUST submit the UVA SOM Institutional Loan Forbearance Form to ECSI annually.
While in forbearance, you will receive a monthly email with the interest amount. We recommend that you set up automatic payments, and mark your calendar to submit the forbearance form every 12 months.
If you are unable to make payments on your institutional loans, please contact the Director of Financial Aid to make alternative arrangements.
Loan Repayment
All medical students with outstanding loans must attend an in-person exit interview prior to graduation or after withdrawal. This comprehensive session will cover loan terms and conditions, repayment plans and strategies, residency information, loan forgiveness options, and financial literacy. In addition, students will receive a packet of information including their individual amounts and types of loans, monthly payment options, loan servicer contact information, and a personalized To Do list. After this session, every student should have a plan for loan repayment and debt management through at least the end of residency.
UVA GME and SOM alumni are always welcome to contact us with questions about loan repayment.
